Kiplinger's Personal Finance

Written to help you do a better job of managing your personal and family financial affairs and to help you get more for your money. You get ideas on saving, investing, cutting taxes, making major purchases, advancing your career, buying a home, paying for education, health care and travel, plus much, much more. Special issues cover the latest information about car buying (December) and Mutual Funds (March and September).

Great Gift for Dads and Grads

Drawbacks of EVs

Yields Are on the Rise

Kiplinger's Personal Finance

RELIEF AT THE PUMP? • Lawmakers want to cut gas taxes, but analysts question whether it will actually lower prices.

THE MONEY TALK NEW COUPLES NEED • Whether or not you merge your finances, you need to be on the same page.

IRS PROPOSES TOUGHER RULES FOR INHERITED IRAs • Some heirs will be required to take annual withdrawals.

CALENDAR 06/2022

BRIEFING • INFORMATION ABOUT THE MARKETS AND YOUR MONEY.

RELAXED RULES FOR RMDs

ANOTHER REPRIEVE FOR STUDENT LOANS

STATES EYE TAX CUTS

SATURDAY MAIL DELIVERY WILL CONTINUE

Find ATTRACTIVE YIELDS in Today’s Market • Our field guide to income investments identifies opportunities that range from ordinary to downright exotic.

0%–2% | SHORT-TERM ACCOUNTS

2% | MUNICIPAL BONDS

1%–7% | INVESTMENT-GRADE BONDS

3%–5% | REAL ESTATE INVESTMENT TRUSTS

3%–6% | HIGH-YIELD BONDS

3%–6% | DIVIDEND STOCKS

5%–6% | MIDSTREAM ENERGY INFRASTRUCTURE

5%–9% | CLOSED-END FUNDS

Profit From Healthy Profit Margins • These companies find ways to flourish even in tough times.

Download your FREE issue… • Earn substantial inflation-beating yields safely and reliably, under any market conditions.

Buy Bonds Now? That Depends

Our Europe Fund Takes a Hit

Invest in your child’s future and inspire a love of reading that will last a lifetime • What’s inside The Week Junior?

Riding Out a Small-Cap Storm

An Urgent Need for Cybersecurity

Profiting From Corporate Change • This fund capitalizes on mergers, executive turnover and other events.

Create a Financial Plan for a NATURAL DISASTER • You’ll recover more quickly if your important documents are secure.

Make Sure You Have Enough Homeowners Coverage

Pack an Emergency Kit

10 Good Reasons to Cancel Amazon Prime • Membership recently jumped to $139 a year. Maybe you don’t really need it.

TWO UPDATES TO CREDIT REPORTS

Answers to Your SOCIAL SECURITY QUESTIONS • Figuring out how to get the most out of your benefits is not as simple as it looks.

How Your Benefits Could Be Reduced

A Social Security Glossary • Social Security has its own language, and it’s easy to get lost in the weeds. Here are definitions of some common terms that will help you navigate the system:

Caregivers Share Their Stories

Seven Smart Tools for ESG Investors • Use these free online resources to help you vet sustainable options for your portfolio.

ABLE Accounts Offer Financial Independence • People with disabilities, and their families, can save for a variety of expenses in these tax-advantaged accounts.

Fight Back Against High Inflation

THE BEST REWARDS CARDS FOR YOU • Our top picks offer cash back, points or miles you can use to buy groceries or gas, pay for travel or boost savings.

Cash Back

Best Cards for Low Rates

Travel

Bypass Gas-Station Cards

Everyday Spending

Pricey Gas Derails This Uber Driver • He is paying $1,400 a month for fuel, forcing him to take a second job to make ends meet.