Written to help you do a better job of managing your personal and family financial affairs and to help you get more for your money. You get ideas on saving, investing, cutting taxes, making major purchases, advancing your career, buying a home, paying for education, health care and travel, plus much, much more. Special issues cover the latest information about car buying (December) and Mutual Funds (March and September).
Views on Diversity
A Bumpy Ride Ahead
Kiplinger's Personal Finance US
WHAT’S NEXT FOR STOCKS • The bulls aren’t ready to end the party, but don’t expect it to be all fun and games.
WATCH OUT FOR COVID CONS • Isolated seniors are particularly vulnerable to pandemic-related scams.
AMERICANS ARE STOCKPILING CASH • With no place to go and businesses closed, we are saving more than ever.
BRACE YOURSELF FOR HIGHER FEES
CALENDAR 11/2020
BRIEFING • INFORMATION ABOUT THE MARKETS AND YOUR MONEY.
Sleep Tight Portfolio Fixes • You’ve got problems. We’ve got solutions. Use our guide to keep your portfolio from keeping you awake, no matter what the market does.
OUR FAVORITE SECTOR FUNDS • Jump on a trend or fine-tune your portfolio strategy with these targeted industry plays.
Take Convertibles for a Spin • Stock investors can smooth the ride with these often overlooked hybrid securities.
Be a Choosy Value Investor
Gambling in Stocks Is Risky Business
Some Inflation Is Better Than None
Work the Trend • This ETF aims to cash in on our telecommuting future.
Direxion Work From Home ETF
Invest in Scandinavia • A fund specializing in Nordic stocks has trounced international competitors.
20 LARGEST STOCK AND BOND MUTUAL FUNDS • Ranked by size. See returns for top funds in 12 categories at kiplinger.com/kpf/funds.
We Pick a New International Fund
KEY DATA FOR OUR MUTUAL FUND PICKS • Kiplinger 25 funds are no-load; you can buy them without sales charges. For more about the funds, visit kiplinger.com/links/kip25.
YOUR GUIDE TO Open Enrollment • Your health insurance options may look a little different this fall. Meanwhile, the cost of coverage continues to climb.
Save Money on Prescriptions
SHOP FOR A MEDICARE PLAN
Advice From a Pro: Invest in Yourself • Christine Benz tells women to match investment risk to their longer life expectancy.
How to Pay for Homeschooling • You may be able to save money with tax-advantaged savings accounts or tax breaks from your state.
Resources for Your Home School
Skip the Fees on Savings Transfers
Make the Most of a Buyout Offer • Handled wisely, your buyout could help you build a bridge to retirement without jeopardizing your financial security.
Stay Out of the Penalty Box
Fulfilling Ways to Spend Your Time
Give Your Portfolio Some Shine • With a weaker dollar and inflation stirring, it’s probably a good idea to diversify with a little gold.
Should You Help a Friend in Need?
SMART WAYS TO SPEND $1,000 • Got a little extra cash sitting in your bank account? Consider some timely ideas for putting it to good use. On our list: financial gifts for family, contributions to charity, sprucing up your home and buying a new bike. Got even more cash on hand? We also have suggestions for ways to spend up to $10,000.
$10,000 CONTRIBUTE TO A MORTGAGE DOWN PAYMENT
$5,000 START A DONOR-ADVISED FUND
$10,000 GO ON A LUXURY RV VACATION
$3,000-Plus UPGRADE TO AN E-BIKE
A Tasty Break From the Pandemic • This Ohio bakery has found creative ways to stay in business—and even thrive.